(UNTITLED)

• Document Type: CREST
• Collection: General CIA Records
• Document Number (FOIA) /ESDN (CREST): CIA-RDP78-04724A000100090013-2
• Release Decision: RIPPUB
• Original Classification: S
• Document Page Count: 24
• Document Creation Date: December 9, 2016
• Document Release Date: May 11, 2001
• Sequence Number: 13
• Content Type: REPORT

Approved For Release 2001/07/28 : C .7, 1
Introduction
8-04724A000100090013-2
2. Two Charts
3. Practical Illustrations
4. Useful Information
a. Federal Employees Compensation Act
b. Retirement
c. Social Security
d. Federal Employees Group Life Insurance
a. Overseas Medical Benefits
f. Government Employees Hospitalization Association Programs
g. Mortgage Insurance
h. Skirialts
I. Do I Need a Will/
j. Burial in National Cemeteries
k. Survivor Benefits
5. What Benefits and Casualty Division Can Do for You
a. Casualty Program
b. Important Documents You Should Have
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This document is part of an Integrated
file. If separated from the file it must Int
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INTRODUCTION
In this apical edition of the Support Ikalletin we have set forth in laymen's terms
the financial benefits that are available to our employees.teeledingthose-wideit-derive
frost-Gelseeement-empleymenta#4-theesAtihickareAtatise-4041164eganizetiml
It is our hope that this outline will be helpful to everyone in planning personal
financial affairs. It should merit the particular attention of the head of a household
who must provide for the future welfare of his family
Sound personal financial planning depends in large measure on one's ability to
took well ahead in making provisions for periods of sickness and the possibility of
death, the education of citildren, the acquisition of p.roperty, and the financing of a
comfortable retirement it it?accepted-10-eAesponsibility?,014ba-Ozganization3o develop
a positive program of benefits and to assist all personnel in making the best use of
these opportunities. It is this latter aspect of our program which we especially em-
phasize in this issue of the Support Bulletin. The benefits described herewith are not
new but the ways in which they can be applied to meet the various requirements of our
personnel have never before been presented in an integrated form.
It is well known that the ease with which you can do business determines where
you do business. In--order----to-Ansure thatgaitizationlbenefitprogrems , we
ate-therelose-intzoducing a direct-, -true-name-correaptmdence channel between persons
located.cogesseira-and-the,Benefittrazd''Clittatty-Division of the Of f ce of Personnel.
NaturalLy.thowl-letterwinto whIciropentttonari or-trther claseifted matters are introduced
nmat.fallowAlso-eremet-elessified-einumetw-buttrtfittitinntitimes correspondence *bout
bsusitto-oan-be-trurVitine,
s Plualy, the Benefits and Casualty Division, at your request, will establish and
maintain a personal file in which may be placed or recorded data and records of a per-
sonal and financial nature. This file will be helpful to you in your planning and will
facilitate the eventual establishment of retirement rights claims under the various
Insurance protection programs and the settlement of your estate in the event of death.
HOW TO DRAW UP YOUR OWN BALANCE SHEET
Whether or not you choose to develop a personal file, it is important that you and
your wife draw up a balance sheet of your financial situation as it is today and as it will
be in the future. Such a balance sheet should reflect your financial requirements and
the resources at your disposal to meet them.
In reviewing your situation and making your forecast, your first assumption will
your eamthpower will continue until you retire. Under this assumption, the
rage 4iimpaiskias1ell% employee has two problems: first, how to prepare for the expensive
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ortgsge and living standard coats are highest; second, how
a position to retire.
Pia
7, hr 244e.s. .
The need for such planning has been strikingly illustrated during
Ozpaisation.opszatlieq Personnel returning from overseas have discovered that the
establishment of a household and the maintenance of a comfortable standard of living
require some capital investment. Those who have saved during their early years of
employment and during overseas tours are able to meet these requirements handliy.
Others have suddenly found themselves faced with a heavy., long-term debt load and
sometimes a standard of living well below that enjoyed by the average government
employee drawing the same salary.
LiSimilarly, some of our employees are in a position to "live it up" after they retire
and are in such a position as a result of careful planning. Unfortunately, there are
others who must plan to pay debts and mortgages from their reduced retirement Income
and to idiom retirement means an abrupt cad to many of the pleasures they now enjoy.
Your second assumption will take into account the possibility of illness or death.
Again, if you have children, your planning should include, on a reduced scale, provision
for the "epenaIve years," not just jahOenc..ee 611- ke-geeesnateat .me-Organisatierr
sponse& y important programs to 'meet all contingenciesunder this assumption.
tr Naturally any balance sheet will be drawn in such a way as to operate in your inte-
rest under either assumption. No one can tell you exactly bow to weight your own plan.
Knowledge of your rights under the law and of the opporumities to we and protect
yourself should, however, influence your planning and may make possible things that
today appear to be out of reach.
/ These rights and opportunities may best be set forth
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a
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CAL ILLUSTRAT/ONS OF FINANCIAL PLANNING
/ Set forth below are an actual estate and pluming program of an Organization em-
ployee earning slightly more than 12,000 dollars annually and suggested programs for
incomes of 7,500 dollars and 5,500 dollars. vb these three illustrations, it is assumed
that the employee is survived by a widow and two minor children.3 addition, the
actual and suggested programs are built on those plan& available
pkalaAndiaa01111-41,1111abl?43our employeeall"? No outside income, insurance, or
soarcee of investment have been include
c'6 em
oyees may develop similar programs from
side sources.
PLAN I -- Mama' Income Slightly More Than 12,000 Dollars
FEGLI Insurance
GEHA Insurance
UELIC
WAEPA
Income Replacement
Hospitalization
Nine Dread Diseases
Credit Union Savings 50 dollars per month*
Civil Service Retirement
*Many employees use the
Now, what does
Total
COSTS Dollars
84.50 per year
109.80 per year
125,00 per year
120.80 per year
88.80 per year
10.00 per year
600.00 per year
780.00 per year
, 918.90 per year
FACE VALUE
13,000.00
15,000.00
15,000.00
rings Bond payroll deduction plan for this purpose
BENEFITS
ployee or his family get under varying ctrcumsta
will assume the following:
Employee Age - 47
Government Service - 15 years
Program in effect - 7 years
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Employee Dies Natural Death
Em
Widow Receives:
PEGLI
USLIC
WAEPA
Credit Union
Civil Service Annuity to Widow
and two children
liars
13,000.00
15,000.00
15,000.00
4,200.00 plus dividends
2,775.00 annual annuity
oyee Killed Accidentally NOT in Performance of Duty
Widow Receives:
?EGLI
UBLIC
WAEPA
Credit Union
Civil Service Annuity to Widow
and two children
Employee Killed Accidentally
Receives:
Dollars
26,000.00
30,000.00
40,000.00
4,200.00 plus dividends
2,775.00 annual annuity
n Performance of Duty
PEGLI
USLIC
WAWA
Credit Union
Civil, Service Retirement
PECA
Dollar
26,000.00
30,000.00
40,000.00
4,200.00 plus dividends
Refund of deductions plus interest
525.00 per month tax free
Employee or Dependents Hospitalized in United States
Ma job Connected
Hospitalization Insurance pays 13 dollars and 50 cents per day up to 90 days
and 202 dollars and 50 cents for hospital extras, plus 73 per cent of balance up to
5,000 dollars. Also surgeons' fees per contract schedule.
U employee is ill more than 30 days he receives 100 dollars per
period of Incapacity up to 10 years if due to illness and for life if due to
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31st day.
mployee or his family be stricken by an
he can have up to 10,000 dollars worth of coverage f
such disease in addition to the above.
tires at Age 62
FEGLI Insurance continues without further premium payments
beginning at age 65 to 25 per cent of original coverage;
b. URL1C and WAEPA Insurance can be corm
tion but premiums are standard rates;
Dillon principal would be 13,200 ol1rapiU1
rvatike figure) would amount to 396 dollars;
Service lietirement Armulty with survi
hospitalization policy can be mahttained
t increase in premium.
FEGLI Insurance
GEHA Insurance
UtLIC
Income Replacement
Hospitalization
Hine Dread Diseases
Credit Union Savings 25 dollars per month*
Civil Service Retirement
Total
the Savings Bond payroll deduction plan for this
ESNEF/TS
employee or his family get under
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Employee Age - 40
Government Service - 15 years
Program in effect - 7 years
Dies- Natural Death
Widow Receives:
FEGLI
UBLIC
credit Union
Civil Service Annuity to Widow
and two children
Dollar
8,000.00
9,000.00
2,100.00 plus dividends
approximately 2,184 dollars annual
annuity
Accidental). NOT In Performance
Imes:
16,000.00
18,000.00
2,100.00 plus dividends
to Widow 2,184.00 annual annuity
Employee Killed Accidentally in Performance of Duty
Widow Receives:
EGLI
UBLIC
Credit Union
Civil Service Retirement
PECA
Dollars
16,000.00
111,000.00
2,100.00 plus dividends
Refund Deduction Plus Interest
437.50 per month tax free
Employee or Dependents Hospitalized in United State
Non Job Connected
Hospitalization Insurance pays LI ddllars and 50 cents per day up to 90 days -
202 dollars and 50 cents for hospital extras, plus 75 per cent of balance up to
5,000 dollars. Also surgeons' fees per contract schedule.
If employee is Ill more than 30 day. he receives 75 dollars per week for
covered period up to ten years if due to illness and for life if due to accident
beginnbig with the 31st day.
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r your family be stricken by one of
10.000 dollars worth of coverage for ea
on to the above.
Employee RetLtes at Age 62
. PEOLI Insurance continues free but Is reduced beginning at age 65 to
cent of original coverage;
b. UBLIC Insurance can be converted without physical examination but
s are standard rates;
Credit Union principal would be 3.700 dollars plus dividends,
d. Civil Service Retirement Annuity with survivors benefits 4,920 dollars
annual snmdty;
e. Present hospitalization policy can be maintained directly with underwriter
at 25 per cent increase in premium.
Income of 5,500 Dollars
PEGLI Insurance
GEHA, Insurance
URIC
bcome 'Replacement
talization
Dread Diseases
Credit Union Savhtgs 10. dollars
vii Service Retirement
Total
39.00 per
43.92 per year
60.40 per year.
1111.110 per year
10.00 per year
120.00 per year
357.50 per year
719.62 per year
PACE VALUE
6,000.00
6,000.00
e the Savings Bond payroll deduction plan for this purpose.
NOTE: WAEPA Insurance is omitted from this Plan since it is felt that employees'
salary normally would not justify carrying more than the amount of insurance listed
above. WAEPA would, of course, be availhble to the employee.
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Now, What
We will assume
Employ
BENEFITS
s the employee or his family get under varying circumstances?
ollowing:
Employee Age - 30
Government Service - 6 years
Program in effect - 2 years
Death
vett:
ogau
UBLIC
Credit Union
Civil Service Annuity to W
and two children
Dollars
6,000.00
6,000.00
240.00 plus dividends
L454.00 annual amndty
31.oyee Killed Accidentally NOT in Performance of Duty
Wow Receives:
PEGLI
UBLIC
Credit Union
Civil Service Annuity to widow
and two children
Employee Killed Accidentally in Perform
Widow Receives:
FEGLI
UBLIC
Credit Union
Civil Service Annuity to Widow
and two children
FECA
are
12,000.00
12,000.00
240.00 plus dividends
1,454.00 annual annuity
of
Dollars
12,000.00
12,000.00
240.00 plus dividends
Refund of deductions plus interest
320.83 per month, tax free
Employee or Dependents Hospitalized in United .States
Non Job Connected
Hospitalization Insurance pays 13 dollars and 50 cents per
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to
V.
H QC
AA $
CIVIL --EfRvreE ANNUITY CHART
ApprowereuoiAstiganyzeoiffoga: git-PIRR7rcsar2mortzwavoit-2E:
tiOWI TO tig_THIS CHART
IMP I FrGu41 T111$ US 010%1141 Of Itlitvica YOv RILL NAVE Al YHt Tea
YOU ENIPICY TO KVA( KAM A WARR AT TN/ A1111011111All 111A0(
ON THE ?1sii1114 Of SORV411? ACALI
srrr oti Lmo)tir YOUR AVVIAGE sALART rLA01 A NARK AT TND
APP1/10144? Ts PLACA On !WI Virlimm SAL AR y ? SCA4.1.
V$PS ?PAR A STRAIIIINT L1111 14011 TINS PLACE D ON TN( ? LENSYN
of stitme Scout Tool000f T PLACt TAARAEO 04 TIE "AvERAIE
SALARY' SCALA MO LATINO Thi STRAIGHT Log To THE Ae4$TY.S0A1.1
READINO AY Ina lettASOCTIOR on THE 'AnKoty" SULK WILL AO
'we AIRPRoniastf AifOLIFT 110u. RAW YEARLY ANNUITY.
fxAmPLE TO ammo* T.* SAM TINILY PAH lot T ? Of NI infLOYEI YRTR
ES INAIIFS AYD 3M04T143 nom( AND A *NNW Five Av(RAsS SALAIly of )A400,
OnAn A LIN1 C0NINS0T1110 21 T1A4i.1011110111 ON ME 'LENGTH OF 14Rviel
KALE Abe, s 4,4430 On THE "AtftRaff SCA,...E AND EAYINO YNI uK TO
T011 'mow Tv SC AUL TOIL M.VM_ On NO ',June " KALI 4 THI
41CAORTAtATE IMIJD TgAilky aaNkutTY 14 TIA g orffett Toe siesATY SIVA
A LENGTH Of scrooge gANNot *coma Ater StRytCr POO y0141C14 A REFUND
HAS KEN 140. uNLESS 1011411,41010 REDEPJSI T IS ao ? og etf011(
IVIIICTIYI
I SAS IC ANNUM WNW K 11140TUI THAN 110% OF AVERAGE SALARY
C. RAS,C ANNUITY IS SUO4OT TO 111.14XTI0N )1 (Al otoucTIORS A NOT 111
TK- culy0 TOR ANT WRSYCE %MeV 1920 4 1-11111Y) Ut IRENT-
LXCCIPY FOR OiSAIR-LITY- 11117614-14r ES, IC I AS ulFV1K111=TYW
AHP?OfT ? PS LLECTIO AT IfTWKEtnY
if 111TIRVARNY IS mom nig 1111AilliTT 1.40vrsiON ugg THIS CHART
11010T iF Mg PITiNt wits 4 WI Wilt? '.AN THE 3IJARINTS(1)
ANN JAL14
30.I 56
ANNUIT'.
DOLL Am!
2,
4,11E, 0
4 ilOr
4,100
1,600
4,500
4,200
4,800
4.200
4,100
4,000
3,340
1,100
&TOO
3.400
3,500
MOO
p
0
787002
14400
%zoo
3.100
Li Go
2.000
1..900
1,300
1,100
1.400
I.200
1,400
1,100
000
1,140
I,000
100
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202 dollars and 50 cents for hospital extras, plus '75 per cent of
balance up to 5,000 dollars. Also surgeons' fees per contract schedule.
If employee is ill more than 30 days he receives 50 dollars per week
for covered period up to ten years if due to illness and for life if due to
accident beginning with the 31st day.
Should you or your family be stricken by one of the nine dread diseases
you have op to 10,000 dollars worth of coverage for each incidence of each
such disease in addition to the above.
Employee Retires at Age 62
a. PEOLI Insurance continues free bit is reduced beginning at age
65 to 25 per cent of original coverage;
b. LIIILIC Insurance can be convened without physical examination
but premiums are standard rates;
c. Credit Union principal would be 4,080 dollars plus dividends;
el. Civil Service Retirement Annuity with survivor benefits 3,756
dollars annual annuity;
e. Present hospitalization policy can be maintained directly with
underwriter at 25 per cent increase in premium.
programs illustrated above provide immediate protection cover
unexpected misfortunes both to one's self and to one's family.
term insurance policies can be used in lieu of mortgage insurance on
The savings account will help to provide for the children's education
wary emergencies. Your retirement annuity should provide a reasonable
living when you retire.
How are your affitirs7 Review the list below and see if changes are needed
ir present program.
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ASSETS
Average Bank Account
Savinp Account
War Bonds
Stocks and Bonds
Other Savings
Equity in Home
Life Insurance
Health Insurance
Retirement Income
Education Fund
ATE NOT ADE
umuunss
Debts (Monthly Payments on Car, Furniture,
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USEFUL INFORMATION
have provided information which may be useful in your review of
ial affairs.
vt?54,
You are entitled to certain benefits as a result of your Government employment.,
a...44*er benefits irevniquareireemedmasiesieemplwyeamai including the insurance plans
offered by the Government Employees' Health Association (GEHA).
Benefits
Federal Employees' Compensation Act
Civil employees of the Government are eligible for the benefits of this Act for
laturies or ilbiesses incurred in the performance of duty, i.e., one proximately
caused or materially aggravated by the performance of officially assigned duties.
The coverage of the Act extends to Federal employment any place in the world.
Among the benefits provided by FECA are full hospital and related care, compensa-
tion for loss of wages (in lieu of the use of sick and annual leave), compensation for
permanent disability, and compensation to certain named survivors in case of the
employee's death.
Civil Service Retirement Act
Employees may retire at the following ages with at least the amount of Federal
service shown:
Mabel=
Earliest Years of
_Age - ServiceRemarks
60
5$
50
30
30
20
Annuity reduced for age.
Must be involuntarily separated;
annuity reduced if under age 60.
Must be involuntarily separated;
mundty reduced if under age 60.
Must be totall disabled.
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Civil Service Retirement will provide an annuity for your widow and children if
you dwuld die while a Federal employee after having five years of civilian service.
Your widow will receive 50 per cent of an annuity based on your "high-five" average
salary and years of service. In addition, each child will receive an annuity of 40
per cent of the employee's "high-five" average salary divided by the number of
children. However, annuity to any one child is limited to 600 dollars a year, and
the total to all children cannot exceed 1,800 dollars a year.
The chart on page pffers a quick method of computing annuities up to 5,000
dollars per annum.
Social Security
bliiii_samployees are generally covered by the Civil Service Retirement system.
Some may be covered by Social Security or have covered employment elsewhere.
Social Security deductions represent a tax of 2 1/4 per cent on earnings. The employer
pays an equal amount. The maximum taxable earnings are 4,200 dollars a year and
nalzdnitrm taxable earnings for a quarter is 50 dollars.
An average maximum credit of 40 quarters qualifies an individual for retirement
benefits at age 65. Women may retire at age 62 with reduced benefits. A widow with
children under age may be entitled to benefits if the husband earned 6 creditable
quarters out of the 13 quarters preceding his death. Disabled workers may qualify
for benefits under certain conditions.
Federal Employees' Group Life Insurance
?EGLI is term insurance sponsored by the Federal Government that has no cash,
loan, paid-up, or extended insurance values. Employees are automatically covered
unless they elect to waive the insurance. During employment, FEGLI provides life
inmtrance, accidental death and dismemberment benefits. The insurance is an amount
equal to current salary or to the next 1,000 dollars for which you pay 25 cents a 1,000
dollars for each biweekly pay period. The Government contributes half as much as
the employee.
..11. Oversees Medical Benefit Programs
The.eganinatien-stereveimburse.)ospital and related medical expenses incurred
stsa pirateaten PCS assignments outside our country, its territories and posses-
A Employees who are overseas on temporary duty are excluded. The program
cams only those injuries which require or normally would require hospitalization and
are not the remit of vicious habits, intemperance, or misconduct.
Expenses Incurred by dependents of eligible overseas employees may also be
reimbursed, under the same circumstances as are related above, for injuries or
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illnesses incurred while the dependent is located abroad which require hospitalization.
Coverage for dependents is for the cost of treatment which exceeds 35 dollars up to a
maximum of 120 days of treatment. This maximum limitation may be waived when
the dependent's condition dearly was caused by the fact that the dependent was located
abroad.
ty, elective and cosmetic surgery, and ordinary dental care
-asa?-?
laconicRezilacement
This plan provides for the payment of up to 100 dollars a week for periods of
disability, beginning with the 31st day for up to 10 years if the cause is illness and
for life if the disability is the result of accident. This benefit is paid in addition to
ether benefits you may have.
Hospitalization and Surgical Plan
This plan provides for the cost of a private room, up to 13 dollars and 50 cents a
day for 90 days in any hospital. This plan also allows for payment up to 202 dollars and
50 cents, phis 75 per cent of the covered hospital extras up to 5,000 dollars 6! beneftts.
ARIA and UBLIC Life Insurance
These are two term insurance plans which Include payment of accidental death
benefits ander certain circumstances.
Dread Diseases
This plan covers polio, leukemia, scarlet fever, diphtheria, smallpox, spinal or
cerebral meningitis, encephalitis, tetanus, and rabies.
Travel Flans
"Travel-matic". "Air Flight Trip Insurance", and "Flits-Plan" are available to
travelers.
NOTE: For details on the above insurance plans, cangult Hies
Health and Lift, Insurance Program."
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OBIIA's term insurance may also fulfill another otyour needs -- payment of your
mortgage.
OEM's UMW and WAEPA policies are ideal for taking care of that mortgage re-
demption problem facing your family. How can this be done? Take two exampkw: You
perchese a home with a trust of 20-2$,000 dollars. Purchase a *WAWA policy in the
amount of 15,000 dollars sad a UBLIC for the same amount and your mortgage Li taken
care of, should you die before your debt is liquidated. As you reduce the sire of your
debt, you can elect to reduce your insurance or retain theZhill amount and provide, in
addition to payment of the debt, additkmal income for your family. The cost of the
protection afforded in this example is surprisingly low:
Dollars
WAEPA - Under 41 years of age - $.33 monthly
UREIC Any ere - P.15 monthly
Total 17.411 monthly
Assume that your del* from purchasing a home is 10-15,000 dollars. UBLIC
provides policies in the amount of 9,000 dollars (5 dollen, and 49 cents monthly coat),
12,000 dollars (7 dollars and 32 cents monthly cost), or 15,000 dollars (9 dollars and
fifteen cents monthly cost).
One difference between using OEM's term insurance for mortgage protection and
the type purchased from outside companies is that these companies provide a term
contract which reduces each year during the mortgage period eventually to a small
paid-up policy. The cost of this outside insurance is higher than GE HA's term insurance.
For example, an available contract covering a 10,000 dollar-mortgage, with a paid-up
policy at the end of a 20-year mortgage period. costs 12$ dollars annually. The same
10,000 dollar mortgage would be covered by UBLIC at a coat of 73 dollars and 20 cents
sannuilly.
Of course, if you need ddsemortpge protection in addition to the full-term prote
provided by WAWA and UBLIC, you will have to consult your private insurance agent.
Sevier
Two easy and painless ways to save are available to our employees. One I. by
regular and periodic deposits to our Credit Union; if you are oversees, a direct payroll
deduction can be authorized for this purpose. The Credit Union pays dividends or inte-
rest depending on It. earnings for each year. Last year a dividend of 4 1/2 per cent
wag?.
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Another way is by authorizing your bank to regularly from your checking
account an amount for the purchase of Savings Bonds. This can be accomplished by
a simple letter to your bank.
Regular savings are encouraged so as to meet future needs, such as the purchase
of a home, education of children, and to provide for unforeseen emergencies against
which you are not already protected.
Do I Need a. Will?
This question should be asked by each employee. The answer will depend on the
specific circumstances of each case. Keep one thing in mind, however; the size of your
estate may not necessarily be the controlling hector in your decision. Wills are not
alone intended for the man with a large estate. A man with a email or medium-sized
estate may also require a will. On the other hand, your estate may be of such a
nature that full settlement of your affairs can be accomplished without a will. For
example, an employee can designate beneficiaries to receive payments of FEGLI,
lump-sum retirement, unpaid compensation and GEHA life insurance. At the same
time, be can keep his credit union account, bank accounts, savings bonds and secu-
rities jointly with his wife or other intended beneficiary. (NOTE: It is wise to seek
legal advice on joint ownership since there are many legal technicalities involved
which might have a bearing on which assets should be of a joint ownership nature.)
Upon the employee's death, these various benefits will pass to the designated bene-
ficiary or joint owner without any probate proceedings.
The employee may desire to distribute his estate in a more flexible manner and
in such a way as to anticipate certain difficulties, I.e., guardianshipiroblems,
simultaneous death of family group in a common disaster. In these cases, the
*stets owner should have a will.
Atrial in National Cemeteries
Serial in a National Cemetery to moat people means burial at Arlington.. There
are, however, national cemeteries in almost every state as well as in the territories.
You might be interested in knowing the requirement, for burial at these locations.
Any member of the Armed Forces dying in /active service or former member whose
last active service terminated honorably is eligible for burial ins national cemetery in
which pave space is available. If the spouse of an eligible service member should die
first, he or she may be buried in a national cemetery provided the service member sub-
mit. a statement that upim his or her death, he or she will be buried in the same or
adjoining grave, Upon the submission of a similar certification, minor children of
the service member may also be buried in a national cemetery, but only in the same
SECRET
*WORN
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NOPORN
either parent has been or will be interred.
There is no chugs for the gravesite in a national cemetery or for the (venlig
or closing of the grave. As soon as possible after interment, the grave is marked
with a Government headstone, furnished and erected at Government expense.
SECRET
SWORN
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FORN
(Detartaine on what page this should be inserted.
Ivor Benefits for a Widow and Two Minor Children
racA.1
Retironlent2
Tetra of Service
10 year
15 year 20 year
Dollars
25 year
4,01.10
233.00
129
145
161
1711
5,000
291.66
134
155
176
.196
6,000
350.00
141
166
191
216
7,000
4011.33
147
177
206
235
11,000
466.66
154
188
221
254
9,000
525.003
161
198
236
273
10,000
525.003
169
209
251
293
11,000
525.003
174
2X1
266
312
U ,000
525.003
181
231
291
331
111 death was incurred in performance of duty.
2, income listed Is ezapkvee's high 5-year average.
itesimum death benefit provided by /MCA..
N.& if widow and/or children are entitled to FRCA and Retirement
death benefits, they must elect which benefit to receive if ilECA
benefits are elected, payment of lump-sem retirement wtthholdinge
Is made to benediclary.
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CON F!
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WHAT THE asteprrs AND CASUALTY IXVISK/N CAN DO POR YOU
The Soimesirendketrienisiasio .tespuismewiprogran:peevi
minnitdetered by the Benefits and Casualty Division, Office of Persomiel. In its con
*sot of these. programs, BCD makes every effort to process insurance? medical, and
retirement claims expeditiously, In FECA claims1idyl& require extend* documen
Mimi and accumulation of evidence, BCD assists in the pothering of informaties and
assures the presentathm to the Bureau of Employees* Compensation of a complete and
*meld del= Wherever applicable as in the case of PECA, retirement, and insurance
claims, considerable liaises is maintained Via the Federal Agencies and companies
moaned,
rn
BCD's Caseally Affairs Breech (CAB) also
*wane the estent of which may not be generally known
rawswing that such a program exists may ease
isolitlements and the maimr in width theirr-
to..)
Upon notification of a death, whether in or overea, CAB
assumes control control of the case, Working closely with other 9iistisiconiponent,
CAS 14411 anew for proper notification to survivors and will render them as much
assistance as possible. If death occurs overseas, CAD will 'direct the return of the
body to the place of interment and will also attend to the other obvious details present,
Lee , return of family members in the area, shipment of putsonal and household effects,
ten. At the same time, CAB conducts in all death cases an immediate review of all
benefits to tett& survivors may be entitled, it a., unpaid compensation. Insurance,
death benefits of the Retirement System, 'YMCA, Social Security, credit mien, etc.
As ism as proper under the circumstances and if possible by personal
CAS representatives are in touch with survivors. Thee* representatives will advise
the servivere of all benefits available and will obtain eipateres to required forms ?
then thyme will have been completed in advance of the visit from information contained
In the deceased's official personnel folder. Every attempt Is made to minimize the
either of the bereaved eurvivors. The various terms are then processed and expeditiously
sodded. By the immediate review of benefits and personal mew with survivors, the
survivors (particularly widows and children) are spared the worry about the /inure
of their daily needs if benefits are available ? and the ordeal of inquiring
searching for the means to obtain these benefits.
An eadarstending of the scope of this service should be comfo.rting to the employee,
since he can be certain that his widow, children, and ether survivors will be *Wetted
CMI-
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viersr CONFIDENTIAL
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onal period of death. Often, however, this service is
only the employee can avoid. You should
to you. For example, one of the most important
$ notification of death to the emergency
times these designations are useless, since
with the addressee impossible, or at least
shoi.dd be kept in mind with respect to
iving ithmediate not
anal shock present.
e the sevore emotional
or mental crisis. If faced with
or ill, parent and will search for someone
to the parent, I. e.
this in mind, and select
and at the same time
show whether or not
ovliation. A
so that, wium notifying
olidate for use as
.411eitirr
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WeeTV' CONFIDEN 1/AL
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.our
Vat should make every
advisable to have an adequate number of
of such records. The documents sr
Mirk or a similar attlotal can provide ce
Adoption, birth, and de certifica
'Welfare Department of the state camerae&
stowed away In s safe place. A safe-deposit
or other trusted individual is one of
4/1/01Mn?
NDFORN
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Approved For Rel
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earrivANNWALcistliP3m0142;16ARIP99N91
TO: Executive Assistant to the DD/S
ROOM NO.
122
BUILDING
East
REMARKS:
We have spoken about para 4 of
the introduction. Some changes in
the text have been made thereon for
the purpose of eliminating the
"uniqueness of the organization".
These are merely suggestions for
your consideration.
FROM:
Bay 01/07/21etRDP78-04724AMp9001
FORM NO .04'1 REPLACES FORM 36-8
I FEB 55 4 WHICH MAY BE USED.
(47)
-2
3-2
Approved For R
Approved For R
.
??? .,- 1 .
liTatkfilManal4 61,41-fkopwfv24Apmgoo9ooi
.
DATE
TO:
Executive Secretariat 101 ?() '5 9
ROOM NO.
1050
BUILDING
REMARKS.
Charlie:
Here is material for special
Issuance of Support Bulletin on benefits
and allowances.
Will appreciate your comments.
FROM:
Executive Assistant to the DD/S
ROOM NO.
eas0p201/07/28
BUILDING
: CIAEFRP78-04724A0C0321209001
EXTENSION
FORM NO .0 A 1 REPLACES FORM 36
FEB 55 4-1- WHICH MAY BE USED.
(47)
3-2
3-2
STATINTL